Grow

Accelerate revenue through optimized processing while reducing costs.

Drive revenue, the friction-free way

The best payments should not only help improve customer experiences, they should help you create more profitable ones too. That includes looking at the smartest way to route transactions or how to tie consumer payments more deeply to your own loyalty systems. And when it comes to card-on-file and card-not-present payments, you need the expertise and scale required to drive more conversion across your enterprise in-store or out. It comes from the art-and-science of data, optimized.

Prime Routing

Prime is a fully managed, turnkey data-driven service that examines each eligible transaction and then routes it to the appropriate network based on a predetermined client network strategy or lowest possible cost.

  • Gain a competitive advantage over the competition with lower costs
  • Improve expense monitoring and budget control
  • Continual optimization adjustments to maximize savings
  • Shift volume and build your pricing power with the debit networks

AuthMax

eCommerce approval optimization at its best. We analyze transactions data and apply behavior-driven rules to increase your approvals rate – and provide a lift in revenue.

  • Increase approvals in real time
  • Immediate implementation
  • No engineering or coding investment
  • Flexible framework works with any funding source

Account Updater & Recovery

Immediately add 2-6% to overall revenue using sophisticated Automatic Account Updater and proprietary Intelligent Authorization Recycling to minimize declines and maximize recovery when declines occur.

  • Maximize initial real-time approvals and speed-to-revenue
  • Minimize declines by updating card data before the transaction
  • Automatically retry declines
  • Maximize sales recovery after decline by applying optimal retry pattern

Merchant Pay ACH

Our leading and open platform allows us to embed our technology within your payment experience to help you reduce interchange, increase spend and frequency of trips with your most loyal consumers.

  • Reduce interchange cost by 50-80%
  • Reinvest savings into incentives for your loyal customers
  • Enable frictionless commerce and increase the speed at checkout
  • Adds another payment channel so you never miss a sale

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